Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally identifiable information' (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our website?

When filling out a contact form on our website, you may be asked to enter your name, email address, phone number, or other details to help you with your experience.

When do we collect information?

We collect information from you when you fill out a form or enter information on our website.

How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf our website, or use certain other site features in the following manner:
      • To follow up with you after correspondence with us (i.e., live chat, email, or phone inquiries)

How do we protect visitor information?

  • We do not use vulnerability scanning or scanning to PCI standards.
  • We only provide articles and information. We never ask for credit card numbers.
  • We use regular Malware Scanning.
  • We do not use an SSL certificate
  • We do not need an SSL because:
    • We never ask for credit card numbers.

Do we use 'cookies'?

Yes. Cookies are small files that a website or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about website traffic and website interaction so that we can offer better website experiences and tools in the future.  We may also use trusted third-party services that track this information on our behalf.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your Web browser’s settings. Each Web browser is a little different, so look at your browser's “Help” or similar menu to learn the correct way to modify your receipt of cookies from us.

If you disable the receipt of cookies the site will still function properly.

Third-party disclosure
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide advance notice to users of this website. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information to third-parties when its release is appropriate to comply with the law, enforce our site policies, or protect our rights, property, or safety. 
Please note, however, that non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party websites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these third-party websites.

Google

Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

We have implemented the following user protocol with Google: Demographics and Interests Reporting

We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt-out by visiting the Network Advertising initiative opt-out page or permanently using the Google Analytics Opt-Out Browser add-on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. - See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

  • Users can visit our site anonymously.
  • Once this privacy policy is created, we will add a link to it on our homepage or as a minimum on the first significant page after entering our website.
  • Our Privacy Policy link includes the word 'Privacy' and can be easily be found on the page specified above.
  • Users will be notified of any privacy policy changes on our Privacy Policy Page
  • Users are able to change their personal information by emailing us.

How does our site handle do not track signals?

We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under 13.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify the users via email
      • Within 7 business days

We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN-SPAM Act

The CAN-SPAM Act is a federal law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to send information, respond to inquiries, and/or other requests or questions.

To be in accordance with the CAN SPAM Act, we agree to the following:
      • We will NOT use false or misleading subjects or email addresses.
      • We will identify the message as an advertisement in some reasonable way.
      • We will include the physical address of our business or site headquarters.
      • We do monitor third-party email marketing services for compliance, if one is used.
      • We honor opt-out/unsubscribe requests quickly.
      • We allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, please, follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.

Contacting Us

If you have any questions regarding this Privacy Policy you may contact us using the information below.

http://www.floridatrustonline.com/
3544 Maclay Blvd
Tallahassee, FL 32312
United States
info@floridatrustonline.com

Last Edited on 2016-06-03

Investment Advisory Board

  • Honorable Paula S. O’Neil Ph.D., Chair, Pasco County Clerk of the Court
  • Philip Borozny, Vice Chair, Investment Manager, Polk County
  • Jan Brewer, Director of Financial Management, Manatee County
  • Michael Burton, Director of Finance/Records, Santa Rosa County
  • Claretha Harris, Finance Director, Pinellas County
  • Manny Long, Director of Financial Services, Pasco County
  • Sarah Koser, Interm Finance Director, The Villages
  • Honorable Jeffrey Smith, Indian River County Clerk of Court
  • Gary Stanford, Finance Director, Okaloosa County

Administrative Staff

  • Peggy Ball, Director of Management Services
  • Bryant Gries, Trust Operations Manager
  • Michelle Seitzmeir, Budget and Contracts Manager

Marketing and Member Relations

Portfolio Management

  • Asha Joshi, Managing Principal, Payden & Rygel
  • Beth Westvold, Senior Vice President, Payden & Rygel
  • Lisa Matiash, Associate Vice President, Payden & Rygel